TYPES OF HOME INSURANCE COVERAGE
Dwelling coverage can pay to repair or rebuild your home if damaged by a covered cause of loss. Our agents will work with you to calculate an accurate rebuilding cost that is unique to your home.
Other structures coverage can pay for covered damages to detached structures like garages, sheds, fences and pools on your property. Pools are commonly not insured to replacement cost. Speak with one of our agents today to learn more about other structures coverage.
Personal property coverage can pay you for the personal items in your home that may be damaged or destroyed by a covered loss including but not limited to furniture, clothes, appliances and electronics. Special limits of liability may apply to certain items.
Loss of Use
Loss of use coverage can pay your additional living expenses if you must move out of your home temporarily while it’s being restored. This is subject to coverage terms and limits.
Liability coverage can help protect you in the event of a claim and can provide a defense in the event of a lawsuit if you or a member of your household is responsible for causing bodily injury or property damage to others.