WHAT DOES MOTORCYCLE INSURANCE COVER?
Whether you cruise on an old-school Harley down I-65 or tear up the trails on a high-performance dirt bike, Kentucky Shield can meet the needs of any and all motorcycle riders. Make sure your bike is covered by bundling a motorcycle policy with your other underlying coverages like home or auto. Bundling multiple coverages under a single provider can help you save and make monthly rates more affordable.
Kentucky Shield’s insurance carriers may also offer discounts on premiums to specific ride groups or individuals who store their bikes in garages. Talk to one of our agents today to see what other discounts you may qualify for.
Motorcycle Coverage Options
Custom Parts and Equipment – For no additional cost, receive as much as $3000 of coverage on your bike’s custom and unique parts. Additional coverage is also available.
Roadside Assistance – Blew a tire or had your engine break down? Roadside assistance coverage is here to help you in a pinch, with monetary assistance of up to $300 per breakdown.
Uninsured/Underinsured Motorist Coverage – If another motorcyclist causes bodily harm or death through an accident, they may not have the appropriate coverage to pay the medical expenses they are liable for. In this instance, an underinsured or uninsured motorist policy will pay your expenses.
Medical Coverage – If you or a passenger are injured in an accident, a medical coverage policy provides monetary aid with necessary medical expenses you may incur.
Liability Coverage – In Kentucky and most states, motorcyclists are required to have bodily injury and property damage liability coverage. These coverages will protect you in the event there is an accident that you are responsible for while operating your motorcycle. Liability coverage will help pay associated costs with the accident such as property damages and damage to other vehicles. Kentucky Shield can work with you to find a policy with an appropriate amount of liability coverage for your needs.